It’s really taken its time getting here, hasn’t it? Summer is always one of the best times of year, and people seem to love the short-lived fall, but man can winter really doddle along, keeping everyone indoors for much longer than needed.

Spring signifies the start of new things, though. Often we think of spring as a rejuvenating season, one full of fresh growth and beginnings. It’s rather symbolic when you stop to think about all the plants and animals that emerge. No wonder people tend to think of it as a “restart” to their lives, too.

Honestly, I can’t blame those people. It’s a good method to get in the habit of trying new things, cleaning up old messes, and tackling new goals. It’s that yearly renewal we all need to keep things fresh and interesting while also tidying up our lives in many aspects.

In fact, I like to think of this as my favorite time of year for those very reasons. Just the other day when I walked outside and felt that it was finally 50 degrees outside, I legitimately felt happier and more alive. It was as if I had been restored with energy and positivity for no reason other than the weather taking a turn for the better.

One thing I think I can learn from some more financially sound adults this year, though, is handling my finances and budgeting a heck of a lot better than I did in 2018. 2018 was a transition year for me as I moved from a small town to the city, so I sort of excuse myself for spending more than needed and straying from my budget.

But now that I’m comfortable with where I live and what I do, there’s no more excuses to be had. This is the year of getting the insurances I need, ranging from life insurance to disability insurance. I know my job is pretty comfortable and I sit at a computer and type, but if anything were to happen to my health out of the blue, a nice disability insurance policy would have me covered while I’m away from work.

When I think about it, that’s one of the scariest things that can happen to someone, really. Being completely healthy and then out of nowhere being slammed by some sort of random and rare disease that could completely annihilate my income. The good thing is, this insurance protects against those sort of bizarre events and still provides a steady cash inflow so that you don’t have to worry about what’ll happen to you and your family’s well being.